Credit Card

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Apply for a Credit Card

Give us a chance to serve and bring magic to your Finance.

The Benefits of Our Credit Card

Convenience

Pay anywhere using your credit card and link it with digital wallets.

Interest-Free Period

Get up to 50 days without any interest charge.

Rewards and Cashbacks

Earn cashback and exciting rewards on purchases.

Track Your Expenses

Easily monitor and manage your spending habits.

EMI Payments

Convert your large purchases into manageable EMIs.

Improve Your CIBIL

Boost your credit score by making timely payments.

How to Get Your Credit Card

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Choose your Credit Card

Choose the credit card as per your requirements for example shopping traveling, business, etc.

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Upload Documents

The documents required for Credit Card Identity Proof, Address Proof, and Income Proof.

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Activate Credit Card

You will get the credit card at your address. Activate the card by setting up the PIN.

Find the Answers to Your Credit Card Questions Here

The interest rate for First Credit Card is 9%-42% per annum.

To avail Credit card you should have a steady source of monthly income. The net monthly income for getting an IDFC Bank Credit Card is at least Rs 25,000. The applicant can be salaried or self-employed.

2.5% Over-Limit charge subject to the minimum of Rs. 500.

The ideal CIBIL Score to avail an Credit Card is 750 and above. A good credit score will not only give quick approval to applicants but also offer a high credit limit.